FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Earn a guaranteed 3.00% APY for your first 250 days
Earn a guaranteed 3.00% APY for your first 250 days when you open a Power Savings account with new money and maintain a qualifying MCT checking relationship. Available for both personal and business customers. With a minimum opening deposit of $5,000 in new money, you can put your savings to work while enjoying the security and local service you’ve come to expect from MCT.
Get our Powered-up mobile app
Manage your debit card, deposit checks, transfer funds, monitor your credit score, and more!
How Can we Help You?
Find Your Mortgage
Find helpful resources from MCT and personalized guidance from our Mortgage Loan Sales Originator, Tiffany Gumina.
Introducing MCT Junior
Free for MCT Customers: Finally Hands-on Financial Learning for Kids with Parent Supervision.
Includes up to five MCT Junior branded BusyKid Visa® Prepaid Debit Cards, with your choice of four, fun designs!
Your Credit Score and More
Staying on top of your credit has never been easier.
The Smart Way to Pay
Your MCT Debit card is ready for mobile payments with Apple Pay & more!
Clover Merchant Services
Get paid faster, safer, and smarter — with a partner you know and trust.
Student Digital Banking
The perfect financial companion for students aged 14 to 24 years old.
Mauch Chunk Trust Company is a locally owned, independent community bank headquartered in Jim Thorpe, Carbon County, Pennsylvania, proudly serving individuals, businesses, and municipalities throughout Carbon County and Schuylkill County, PA since 1902.
With six full-service branch locations and a Wealth Management office in Jim Thorpe, MCT provides comprehensive personal and business banking and lending solutions backed by local decision-making and hometown service.
Our business customers benefit from tailored commercial lending, small business loans, merchant services, and treasury management solutions, designed to help local companies manage cash flow, streamline payments, and grow with confidence.
Enjoy the convenience of secure online banking and our highly rated mobile banking app, giving you 24/7 access to mobile check deposit, bill pay, transfers, real-time alerts, debit card controls, and Apple Pay® and Google Pay™.
We proudly serve our communities with branch locations in Jim Thorpe, Lehighton, Nesquehoning, Albrightsville, and Tamaqua, Pennsylvania, and support customers throughout Carbon, Schuylkill, Luzerne, Monroe, Berks, Lehigh, Northampton Counties and beyond – delivering trusted local banking with modern financial solutions.