Mobile & Online Banking for
Personal and Small Business Customers

Enjoy a simple, convenient and easy way to manage your money — anytime. MCT Mobile & Online Banking provide the tools you need that simplify your financial life.

MCT Mobile Banking

Download our app to begin!

New Users: in the app, click "First Time User? Enroll Now" or enroll on a computer.

Watch our Mobile App video tutorials:

Features:

Check all your account balances, pay bills and make transfers within Online Banking or our Mobile App
Deposit checks quickly & easily
View real-time account balances, check images and history
Real-Time Alert Notifications: Email, Text, App Push Notification, Online Secure Mail
Transfer funds From/To other financial institutions (Available only for Personal /Small Business Accounts)
New Debit Card Management features!
- Control your debit card on your terms:
  - Turn your debit card on/off at your discretion.
  - Know which vendors store your debit card online.
  - Set spending limits based on location, amount, merchant type and transaction type.
  - Easily create travel plans.
- Enhanced features enable a smoother user experience:
  - Access card details without needing your physical card.
  - Easily add your card to Apple Pay (iOS devices) or Google Pay (Android devices) for contactless payments.
  - Activate new debit cards and set a PIN with just a couple of clicks.
- Deeper insights into spending:
  - Transactions will start populating going forward after your first use of the new "Cards" menu.
  - Gain total transparency into every transaction with clear merchant names.
  - Keep track of your spending: what, when and where.
  - View merchant name, logo, exact location on map and contact information.
  - Contact merchants directly based on transactions.
- Use your card confidently with advanced fraud protection.
  - Immediately turn off a lost or stolen card.
  - Report lost or stolen cards in a couple of clicks.
  - Quickly change your PIN.

Mobile message & data rates may apply through your provider.

App Compatibility: Apple: Requires iOS 15.0 or later. Android: Requires Version 9.0 or later. For best performance, please make sure you download the latest version of our app.

Note: Business Customers that have a MCT Business Debit Card (separate of any personal account) who want to manage their business debit card in our app will need to separately install the "Fiserv CardValet" app at Apple or Google.

MCT Online Banking

Features:

Check all your account balances, pay bills and make transfers within Online Banking or our Mobile App
View real-time account balances, check images and history
Download account activity in multiple formats (desktop computer required)
- Comma-separated values (.csv)
- Microsoft Money (.ofx)
- QuickBooks 2005 & newer (.qbo)
- Quicken 2005 & newer (.qfx)
Real-Time Alert Notifications: Email, Text, App Push Notification, Online Secure Mail
24-hour access to checking, savings, loans and CDs
Transfer funds From/To other financial institutions (Available only for Personal/Small Business Accounts)