Business Checking

You've invested time and effort into building your business and it's grown through the tough decisions you've had to make along the way. One of your simpler decisions is in trusting the security of a business checking product from Mauch Chunk Trust to safeguard your assets. We make banking easy so you can focus on your business.

  

All of our Business Checking Accounts include:

  • Free Online Banking
  • Free Mobile App with Push, Text and Email Alerts
  • Mobile Deposit*
  • Free Direct Deposit
  • Free e-statements
  • Free ATM/MasterCard Debit Card
  • Optional Overdraft Privilege - $750 limit

*Per item limit is $2,500. Daily deposit limit is $2,500

Business Checking Account Comparison

Account TypeBudget Business CheckingBasic Business Checking

Select Business Checking

Business Interest Checking
Description

A lower-threshold minimum balance account designed for small businesses.

For the busy business person who needs only the basics, but with some extras tossed in.

Designed for the Sole Proprietor who has earned select privileges. Everything you need to manage your business account in an interest-bearing vehicle.

Designed for business entities and corporations who maintain higher than average checking account balances. Everything you need to manage your business account in an interest-bearing vehicle.
Minimum to Open $25 $25 $25 $25
Minimum Balance to Avoid Monthly Service Charge $500 daily minimum,
or a minimum of 10 debit card purchases* completed per monthly statement cycle.		 $1,000 daily minimum
or an average daily balance of $5,000.		 $2,000 daily minimum.   $10,000 daily minimum.
Interest None None

Yes

Compounded monthly on balances greater than $3,500 & $10,000 (2 tiers)

Yes

Compounded monthly on balances greater than $10,000, $25,000 or $100,000 (3 tiers)

Monthly Service Charge

$10

(if minimum balance not met)

$8

(if minimum balance not met)

$12

(if minimum balance not met)

$35

(if minimum balance not met)

Special Features

 N/A 

N/A

Earn a bonus interest rate on one Companion Investor's Money Market Account

N/A

ATM Fees

 Unlimited transactions at MCT ATMs

$2 for each foreign ATM Transaction

Surcharges may apply

Unlimited transactions at MCT ATMs

$2 for each foreign ATM Transaction

Surcharges may apply

Unlimited transactions at MCT ATMs

$2 for each foreign ATM Transaction

Surcharges may apply

Unlimited transactions at MCT ATMs

$2 for each foreign ATM Transaction

Surcharges may apply

Free Online & Mobile Banking

  Yes Yes

Yes

Yes

Free e-Statements

 Yes
(Optional Paper Statements $5/month)

Yes

Yes

Yes

Business Bill Pay

 $7.95/month - first 10 transactions included, then $0.50 for each additional transaction. **

$7.95/month - first 10 transactions included, then $0.50 for each additional transaction. **

$7.95/month - first 10 transactions included, then $0.50 for each additional transaction. **

$7.95/month - first 10 transactions included, then $0.50 for each additional transaction. **

* Debit Card purchases include one-time debit card purchases and recurring debit card transactions. ATM transactions (such as ATM withdrawals and ATM deposits) are not considered Debit Card purchases.

** Vendor fees may apply.

Government & Non-Profit Checking

Your job is more than a means to earn a living. You’re providing a service to those most in need. You’re fulfilling a mission to help others. Please contact us to discuss the best option for your organization.

Have Questions?

Securely contact our Customer Service Team Visit your nearest MCT Office