Debit Cards

The MCT Debit Card offers a safe and convenient way to access and manage your money. And with MCT's updated Mobile App, you can manage your MCT debit card on the go and easily add it to Apple Pay or Google Wallet! 

New! Contactless Debit Cards

Effective January 9, 2024, all new MCT debit cards issued after this date will be "contactless," offering an even more convenient and secure way to make payments. Contactless debit cards are increasingly popular due to their ease of use and the growing acceptance of contactless "tap to pay" technology in point-of-sale (POS) systems.

Use your debit card for purchases

Use your MCT Debit Card to make everyday purchases at participating retailers and service providers – including online or by phone. You can pay bills same day on a one-time or recurring basis by providing your debit card information to the service provider or arrange to make future purchases when you provide your MCT debit card information. The amount of the purchase will come out of your primary linked MCT checking account.

Manage your MCT Debit Card in our updated Mobile App!

Apple App Store  Google Play Store

New Users: in the app, click "First Time User? Enroll Now" or enroll on a computer.

    • Control your debit card on your terms:
      • Turn your debit card on/off at your discretion.
      • Know which vendors store your debit card online.
      • Set spending limits based on location, amount, merchant type and transaction type.
      • Easily create travel plans.
    • Enhanced features enable a smoother user experience:
      • Access card details without needing your physical card.
      • Easily add your card to Apple Pay (iOS devices) or Google Wallet (Android devices) for contactless payments.
      • Activate new debit cards and set a PIN with just a couple of clicks.
    • Deeper insights into spending:
      • Transactions will start populating going forward after your first use of the new "Cards" menu.
      • Gain total transparency into every transaction with clear merchant names.
      • Keep track of your spending: what, when and where.
      • View merchant name, logo, exact location on map and contact information.
      • Contact merchants directly based on transactions.
    • Use your card confidently with advanced fraud protection.
      • Immediately turn off a lost or stolen card.
      • Report lost or stolen cards in a couple of clicks.
      • Quickly change your PIN.

Note: Business Customers that have a MCT Business Debit Card, separate of any personal account, who want to manage their business debit card will need to separately install the "Fiserv CardValet" app at Apple or Google.

Mobile message & data rates may apply through your provider.

Real-Time Alert Notifications

MCT Online or Mobile App Banking users can choose to setup custom, real-time alert notifications through email, text message, mobile app push notifications and online secure mail.


Mobile WalletUse your MCT Debit Card with Mobile Wallet!

Your MCT Mobile Wallet provides a convenient way to pay for goods and services with your smartphone, smartwatch or other compatible device such as tablet.

Pay for products and services using your mobile device at participating retailers and service providers by adding your debit card to a digital wallet. MCT supports Apple Pay, Google Wallet, Samsung Pay and Garmin Pay.

Safe, Secure & On-The-Go Convenience

  • Mobile Wallets replace your physical debit or credit card with a unique digital card number.
  • Works with MCT Personal & Business Debit Cards, anywhere you see these symbols:
  • All MCT Debit Card transactions, including those used in a Mobile Wallet, are monitored by our 24/7 risk and fraud detection systems.
  • You can quickly check out using the devices you carry every day.
    • Apple Pay: Paying is as simple as selecting Apple Pay at checkout and confirming your identity using Face ID or Touch ID.
    • Google Wallet: Confirm your identity (with a PIN, pattern lock, fingerprint or iris scan) on your device and tap to pay at participating businesses.
    • MCT's Debit Card also works with popular payment apps like Venmo, PayPal and CashApp.


Setup Instructions & Device Compatibility

For security reasons, we may need you to provide additional verification to activate your MCT Debit card with your Mobile Wallet service. If necessary, your mobile wallet app will instruct you to verify your card by calling MCT at 877-325-2265 during regular business hours.
(Monday - Friday: 8 am – 6 pm, Saturday: 8 am – 1 pm ET)


Manage My Cards Video
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Lost or stolen Debit Card?

With our upgraded Mobile App, you can immediately turn your MCT Debit Card Off/On at your discretion while you determine if it was really lost or stolen. If you find your card again and there is no concern about fraudulent activity, you can turn your debit card back on in our app. If you decide you do need to report it Lost/Stolen, you can do that within our app's "Cards" menu, or call our 24/7 Debit Card Self Service at 866-498-2208.