MCT's Student Digital Banking

The perfect financial companion for students aged 14 to 24 years old.


We understand the unique needs of today’s youth, and that’s why we have crafted a comprehensive banking solution that empowers students with the tools they need to manage their finances responsibly. Say goodbye to carrying cash and hello to a world of seamless transactions!

Student Digital Banking features:

  • Parent or guardian required when the primary account owner is between the ages of 14 and 17.
  • $10 minimum deposit to open
  • The MCT mobile app takes online banking to the next level, offering a user-friendly interface that allows students to check their account balance, monitor expenses, and set savings goals on the go.
  • Free MasterCard Debit Card that works with all the top mobile wallets: Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
  • Unlimited transactions at MCT ATMs, and no MCT fees for ATM transactions at other financial institutions! *

Overdraft privilege is not available on MCT Student Digital Banking.
* Other financial institutions may charge their own ATM fees for users.
**When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.
The account can be converted to one of our other checking accounts offered at that time, upon request.